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Terms of Service

Last updated: January 30, 2025 | Version 4.0

Effective Date: January 30, 2025

Agreement to Terms

These Terms of Service ("Terms", "Terms of Service", "Agreement") constitute a legally binding agreement between you ("User", "you", "your") and FARAWAYHOME OÜ("Company", "we", "us", "our"), a company registered in Estonia.

By accessing or using the Karat platform, you confirm that:

  • You have read, understood, and agree to be bound by these Terms
  • You have read and agree to our Privacy Policy
  • You are at least 18 years of age
  • You have the legal capacity to enter into this Agreement

If you do not agree to these Terms, you must not access or use the Service.

Company Information:

FARAWAYHOME OÜ

Tornimäe 5, 10145 Tallinn, Estonia

Tax ID: EE102783607

Company ID: 17081333

Email: hello@karat.re

Electronic Signature Consent

By clicking "I agree", "Sign up", "Accept", or similar buttons, or by using the Service after these Terms are made available to you, you:

  • Consent to conduct business electronically with us
  • Agree that your electronic acceptance constitutes your signature
  • Acknowledge that your electronic signature is legally binding and has the same force and effect as a handwritten signature
  • Agree to receive all communications, agreements, disclosures, and notices electronically

You have the right to withdraw this consent at any time by closing your account. Withdrawal of consent does not affect the legal validity of any electronic signature made prior to withdrawal.

Definitions

For the purposes of these Terms:

  • "Service" refers to the Karat platform and all related services, including the website, mobile applications, and any associated tools or features.
  • "User" refers to any person accessing or using the Service, whether as a viewer, provider, or administrator.
  • "Provider" refers to real estate agents, agencies, or property owners who list properties on the platform.
  • "Viewer" refers to users who browse, search, and interact with property listings.
  • "Content" refers to all property listings, descriptions, images, videos, messages, profiles, and any other information uploaded, posted, or transmitted through the Service.
  • "Account" refers to your registered user account on the platform.
  • "Personal Data" has the meaning given in our Privacy Policy.

Service Description

Karat is a property listing and discovery platform that connects property seekers with real estate providers. The Service is designed to facilitate the discovery, viewing, and communication regarding real estate properties.

The Service includes:

  • Property listing browsing, searching, and filtering functionality
  • Video-based property showcases and virtual tours
  • Communication tools between viewers and providers (messaging)
  • Personalized property recommendations based on preferences and behavior
  • User profile and account management
  • Saved properties and custom lists
  • Property sharing and collaboration features

IMPORTANT DISCLAIMER:

KARAT IS NOT A REAL ESTATE BROKER, AGENT, OR LEGAL ADVISOR.

We do not:

  • Verify property ownership, legal status, or accuracy of listings
  • Provide real estate advice, recommendations, or valuations
  • Facilitate, guarantee, or participate in property transactions
  • Act as an intermediary, escrow agent, or party to property deals
  • Conduct due diligence, inspections, or legal reviews

You are solely responsible for verifying all property information, conducting due diligence, and seeking professional legal and financial advice before making any real estate decisions.

No Agency Relationship

KARAT IS A PLATFORM, NOT A PARTY TO TRANSACTIONS

  • No Employment or Agency: Providers (real estate agents, agencies, property owners) who use Karat are independent contractors, not employees, agents, or representatives of FARAWAYHOME OÜ.
  • No Authority to Bind: Providers have no authority to make representations, warranties, or commitments on behalf of Karat. Any statements made by Providers are their own and not attributable to us.
  • Independent Businesses: Providers operate their own independent real estate businesses and are solely responsible for their conduct, services, and compliance with applicable laws.
  • No Joint Venture: Nothing in these Terms creates a partnership, joint venture, or employer-employee relationship between Karat and any User or Provider.

Provider-Specific Terms

The following additional terms apply to users who register as Providers (real estate agents, agencies, or property owners who list properties):

Provider Representations & Warranties:

By listing a property on Karat, you represent and warrant that:

  • Accuracy: All listing information (price, location, features, availability, descriptions) is accurate, complete, and not misleading
  • Authorization: You have the legal right and authority to list the property (as owner, authorized agent, or with written consent)
  • Media Rights: You own or have obtained all necessary rights to use photos, videos, and other media in your listings
  • Licensing: If you are a real estate professional, you hold all required licenses, permits, and certifications in your jurisdiction
  • Compliance: Your listings and conduct comply with all applicable real estate laws, regulations, fair housing laws, and advertising standards
  • No Discrimination: You will not discriminate against potential buyers or renters based on race, color, religion, sex, national origin, disability, familial status, or any other protected characteristic

Content Standards for Providers:

  • No Misleading Information: Listings must not contain false or deceptive pricing, availability, or property details
  • Timely Updates: You must promptly update or remove listings when properties are sold, rented, or no longer available
  • Professional Conduct: All communications with potential buyers/renters must be professional, respectful, and lawful
  • No Spam: You may not use the platform to send unsolicited marketing messages or harvest user data

Provider Indemnification:

Providers agree to fully indemnify, defend, and hold harmless FARAWAYHOME OÜ from any and all claims, damages, losses, costs, and expenses (including legal fees) arising from:

  • False, inaccurate, or misleading listing information
  • Infringement of intellectual property rights in listing content
  • Violation of real estate laws, licensing requirements, or regulations
  • Fraudulent, deceptive, or illegal conduct
  • Disputes with buyers, renters, or other parties arising from your listings
  • Any claims by third parties related to your properties or conduct

You agree to cooperate fully in the defense of any such claims and not to settle any matter without our prior written consent.

Provider Account Suspension:

We may immediately suspend or terminate Provider accounts for:

  • Posting fraudulent or misleading listings
  • Multiple complaints from users about listing accuracy or conduct
  • Violation of real estate laws or licensing requirements
  • Failure to respond to inquiries or update listings
  • Any conduct that damages Karat's reputation or user trust

Suspended Providers may request a review by emailing hello@karat.re. We are not liable for any losses during suspension periods.

User Accounts

Account Creation & Requirements:

  • Age Requirement: You must be at least 18 years old to create an account
  • Accurate Information: You must provide truthful, accurate, current, and complete information during registration
  • One Account Per Person: Each individual may maintain only one active account
  • Email Verification: You must verify your email address to activate your account
  • Prohibited Users: We reserve the right to refuse service to anyone who has previously been banned or terminated

Account Security & Responsibilities:

You are solely responsible for:

  • Maintaining the confidentiality of your password and login credentials
  • All activities that occur under your account, whether authorized or not
  • Notifying us immediately of any unauthorized access or security breach
  • Ensuring your account information remains accurate and up-to-date
  • Logging out of your account at the end of each session on shared devices

You agree NOT to: Share your account credentials, sell or transfer your account, or allow others to access your account.

Account Suspension & Termination:

We may suspend or terminate your account if:

  • You violate these Terms or our policies
  • You engage in fraudulent, abusive, or illegal activity
  • You provide false or misleading information
  • Your account has been inactive for an extended period (after notice)
  • We are required to do so by law or regulatory authority

User Content & Prohibited Conduct

Prohibited Content:

You agree NOT to upload, post, or transmit content that:

  • Is false, misleading, or fraudulent (including fake property listings)
  • Violates intellectual property rights (copyrighted images, videos, or text without permission)
  • Is offensive, abusive, harassing, threatening, or discriminatory
  • Contains illegal content or promotes illegal activities
  • Contains spam, advertising, or unsolicited commercial messages
  • Contains malware, viruses, or harmful code
  • Violates privacy rights (e.g., doxxing, unauthorized personal information)
  • Is sexually explicit, pornographic, or obscene
  • Promotes violence, terrorism, or hate speech

Prohibited Conduct:

You agree NOT to:

  • Impersonate any person or entity, or falsely represent your affiliation
  • Circumvent, disable, or interfere with security features of the Service
  • Use automated tools (bots, scrapers, crawlers) to access or collect data
  • Attempt to gain unauthorized access to systems, accounts, or data
  • Reverse engineer, decompile, or disassemble any part of the Service
  • Interfere with or disrupt the Service or servers/networks
  • Use the Service for any unlawful purpose or in violation of any laws
  • Transmit unsolicited or unauthorized advertising or promotional materials
  • Collect or store personal data of other users without consent
  • Engage in any activity that damages our reputation or business

Consequences of Violations:

Violation of these content or conduct rules may result in:

  • Content Removal: Immediate deletion of violating content
  • Account Suspension: Temporary restriction of account access
  • Account Termination: Permanent deletion of your account
  • Legal Action: Reporting to law enforcement or pursuing legal remedies
  • Liability for Damages: You may be held liable for damages caused by violations

Intellectual Property Rights

Platform Intellectual Property (Owned by FARAWAYHOME OÜ):

All content, features, and functionality of the Service, including but not limited to:

  • Software, code, and algorithms (including recommendation systems)
  • UI/UX designs, layouts, and visual elements
  • Karat name, logo, trademarks, and branding
  • Text, graphics, and other materials created by us

...are the exclusive property of FARAWAYHOME OÜ and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws of Estonia, the EU, and international treaties.

You may NOT: Copy, modify, distribute, sell, lease, or create derivative works of our intellectual property without prior written permission.

Your Content (User-Generated Content):

You retain ownership of all content you upload, post, or transmit through the Service, including:

  • Property listings, descriptions, and details
  • Photos, videos, and media files
  • Messages and communications
  • Profile information and bio

License Grant to Karat:

By uploading or posting content, you grant FARAWAYHOME OÜ a non-exclusive, worldwide, royalty-free, sublicensable, and transferable license to:

  • Use: Display, reproduce, modify, and distribute your content for Service operation
  • Marketing: Feature your content in promotional materials, social media, and advertising (with attribution where appropriate)
  • Service Improvement: Analyze your content to improve recommendations, search results, and platform features
  • Third-Party Distribution: Share your content with integrated services (e.g., video hosting, geocoding)

License Duration: This license continues until you delete your content or close your account, except for content that has been shared or distributed (which may persist in backups or caches for a reasonable period).

Your Representations & Warranties:

By posting content, you represent and warrant that:

  • You own or have obtained all necessary rights, licenses, and permissions to the content
  • Your content does not infringe any third-party intellectual property rights
  • Your content does not violate any laws, regulations, or these Terms
  • Your content is accurate, truthful, and not misleading
  • You have obtained all necessary consents from individuals depicted in photos/videos

Third-Party Content & Links:

The Service may contain content provided by third parties (e.g., user-generated listings) and links to external websites. We do not endorse, verify, or assume responsibility for any third-party content or linked sites. Your use of third-party content and websites is at your own risk.

Third-Party API Services

Karat integrates with third-party services to provide certain features. Your use of these integrations is subject to both these Terms and the terms of the respective third-party services.

Google API Services:

Karat offers optional integration with Google services, including the ability to import contacts from Google Contacts for CRM purposes. When you use these features:

  • You authorize Karat to access your Google data as described in our Privacy Policy
  • You agree to Google's Terms of Service and Privacy Policy
  • You can revoke access at any time through your Google Account Settings

Google API Services User Data Policy Compliance:

Karat's use and transfer to any other app of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.

This means we only use Google data for the purposes described, do not transfer it to third parties (except as necessary to provide the service), and do not use it for advertising purposes.

Other Third-Party Services:

We may integrate with additional third-party services (e.g., Microsoft Outlook, phone contact sync). Each integration will be clearly disclosed, and you will be asked to authorize access before any data is accessed. See our Privacy Policy for details on data processors and how we handle third-party data.

Service Availability & Modifications

Service Availability:

  • The Service is provided on an "as is" and "as available" basis
  • We strive for high uptime but do not guarantee uninterrupted, timely, secure, or error-free access
  • Scheduled maintenance will be announced in advance when possible
  • We are not liable for temporary unavailability due to technical issues, maintenance, or third-party service disruptions

Right to Modify or Discontinue:

We reserve the right to:

  • Modify, suspend, or discontinue any feature or functionality of the Service
  • Change the Service structure, design, or user experience
  • Impose limits on features (e.g., storage, uploads, API access)
  • Discontinue the Service entirely (with reasonable notice)

We will provide advance notice for material changes when feasible, but we are not obligated to maintain any particular feature or functionality.

Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including but not limited to:

  • Natural disasters (earthquakes, floods, hurricanes, wildfires)
  • Epidemics, pandemics, or public health emergencies
  • Acts of war, terrorism, civil unrest, or armed conflict
  • Government actions, laws, regulations, or embargoes
  • Strikes, labor disputes, or shortages of labor or materials
  • Failure of telecommunications, internet, or utility services
  • Cyberattacks, DDoS attacks, or other malicious activities
  • Failure of third-party service providers

In the event of a force majeure event, our obligations will be suspended for the duration of the event. We will use reasonable efforts to resume performance as soon as practicable.

Assumption of Risk & Release of Claims

ASSUMPTION OF RISK:

You acknowledge and agree that:

  • Real estate transactions involve inherent risks, including financial loss, legal disputes, and fraud
  • Karat provides an information platform only and does not provide professional advice
  • You are solely responsible for conducting your own due diligence before making any property decisions
  • You should seek independent legal, financial, and real estate professional advice
  • Property listings may contain errors, omissions, or outdated information

RELEASE OF CLAIMS:

To the maximum extent permitted by law, you hereby release, waive, and forever discharge FARAWAYHOME OÜ, its officers, directors, employees, and affiliates from any and all claims, demands, damages, losses, or causes of action arising from:

  • Any property transaction you enter into
  • The conduct, actions, or omissions of any Provider or other User
  • The accuracy, completeness, or legality of any property listing
  • Services provided by third parties (real estate agents, lenders, inspectors, etc.)
  • Any dispute between you and another User or Provider

Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

  • "AS IS" AND "AS AVAILABLE": The Service is provided without warranties of any kind, whether express, implied, or statutory.
  • NO WARRANTIES OF MERCHANTABILITY OR FITNESS: We disclaim all warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
  • NO GUARANTEE OF ACCURACY: We do not warrant that the Service, content, or property listings are accurate, complete, reliable, current, or error-free.
  • NO GUARANTEE OF RESULTS: We do not guarantee that using the Service will result in finding a property, completing a transaction, or achieving any particular outcome.
  • NO LIABILITY FOR THIRD-PARTY CONTENT: We are not responsible for the accuracy, legality, or quality of user-generated content or third-party listings.
  • NO LIABILITY FOR USER INTERACTIONS: We are not responsible for disputes, disagreements, or issues arising from interactions between users and providers.

Specific Disclaimers:

Property Listings:

We do not verify the accuracy, completeness, or legality of property listings. Users are solely responsible for independently verifying all property information, ownership, legal status, and condition before making any decisions.

User Conduct:

We are not responsible for the conduct of users, including providers and viewers. Users interact with each other at their own risk.

Security:

While we implement reasonable security measures, we cannot guarantee that the Service is completely secure or free from unauthorized access, data breaches, or cyber attacks.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

FARAWAYHOME OÜ, its directors, officers, employees, affiliates, agents, contractors, and licensors shall NOT be liable for:

  • Indirect, Incidental, or Consequential Damages: Including but not limited to loss of profits, revenue, data, goodwill, business opportunities, or other intangible losses.
  • User Errors or Decisions: Any damages arising from your use or inability to use the Service, reliance on content, or decisions based on information from the Service.
  • Third-Party Actions: Actions, omissions, or content of other users, providers, or third parties.
  • Unauthorized Access: Unauthorized access to your account, data, or communications (unless caused by our gross negligence).
  • Service Interruptions: Any interruption, suspension, or termination of the Service.
  • Data Loss: Loss, corruption, or deletion of your content or data.

Maximum Liability Cap:

In any event, our total aggregate liability to you for all claims arising out of or relating to these Terms or the Service shall not exceed the greater of:

  • EUR 100 (one hundred euros), OR
  • The total amount you paid us in the 12 months preceding the claim (if applicable)

Exceptions (Where Liability Cannot Be Limited):

The limitations above do NOT apply to liability for:

  • Death or personal injury caused by our gross negligence or willful misconduct
  • Fraud or fraudulent misrepresentation
  • Violations of mandatory consumer protection laws (where applicable)
  • Any other liability that cannot be excluded or limited under applicable law

Indemnification

You agree to indemnify, defend, and hold harmless FARAWAYHOME OÜ, its directors, officers, employees, affiliates, agents, contractors, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from or relating to:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any law, regulation, or third-party rights
  • Your content or any content you post, upload, or transmit
  • Your interactions with other users or providers
  • Any claim that your content infringes or violates intellectual property or other rights

We reserve the right to assume exclusive defense and control of any matter subject to indemnification, at your expense. You agree to cooperate with our defense.

Class Action Waiver

WHERE PERMITTED BY APPLICABLE LAW:

  • Individual Dispute Resolution: You agree that any dispute, claim, or controversy arising from these Terms or your use of the Service will be resolved on an individual basis only.
  • Class Action Waiver: You waive any right to participate in a class action, collective action, representative action, or private attorney general action against FARAWAYHOME OÜ.
  • No Consolidated Claims: You agree that claims cannot be brought as a plaintiff or class member in any purported class or consolidated proceeding.

Note: This waiver does not apply where prohibited by law. If you are a consumer in the European Union, you retain your right to participate in collective redress mechanisms under applicable EU consumer protection laws.

Governing Law & Dispute Resolution

Governing Law:

These Terms shall be governed by and construed in accordance with the laws of the Republic of Estonia, without regard to its conflict of law provisions.

Jurisdiction & Venue:

Any disputes, claims, or controversies arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of Tallinn, Estonia.

For EU Consumers:

If you are a consumer resident in the European Union, you also benefit from any mandatory provisions of the law in your country of residence. Nothing in these Terms affects your rights as a consumer to rely on such mandatory provisions.

EU Online Dispute Resolution Platform: The European Commission provides an online dispute resolution platform at: https://ec.europa.eu/consumers/odr

Arbitration (Optional):

The parties may agree to submit any dispute to binding arbitration under the Estonian Arbitration Act, instead of litigation. Such agreement must be in writing and signed by both parties.

Termination

Termination by You:

You may close your account at any time through the Settings page. Upon account closure:

  • Your account will be marked as deleted (soft delete)
  • Your personal data will be anonymized immediately
  • You will have a 30-day grace period to recover your account by logging back in
  • After 30 days, your data will be permanently deleted (hard delete)

See our Privacy Policy for details on data retention and deletion.

Termination by Us:

We may suspend or terminate your account, with or without notice, if:

  • You violate these Terms or our policies
  • You engage in fraudulent, abusive, or illegal activity
  • Your account has been inactive for an extended period (after notice)
  • We are required to do so by law or regulatory authority
  • Continued provision of the Service would create legal or security risks

Effect of Termination:

  • Your right to access and use the Service will immediately cease
  • All licenses granted to you under these Terms will terminate
  • Data will be retained or deleted per our Data Retention Policy
  • Provisions that by their nature should survive (e.g., indemnification, limitation of liability, governing law) will remain in effect

Changes to These Terms

We reserve the right to modify, amend, or update these Terms at any time to reflect changes in our services, legal requirements, or business practices.

Notification of Changes:

  • Material Changes: We will notify you via email (to your registered address) and/or through an in-app notification at least 30 days before the changes take effect
  • Re-Acceptance Required: For significant updates, you may be required to explicitly accept the new Terms before continuing to use the Service
  • Minor Changes: We will update the "Last updated" date at the top of this page
  • Version History: Previous versions will be archived and available upon request

Your Options:

If you disagree with the modified Terms:

  • You may close your account before the changes take effect
  • Your continued use of the Service after the effective date constitutes acceptance of the new Terms

General Provisions

Severability:

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely reflects the original intent.

Waiver:

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to enforce any right or provision shall not constitute a waiver of that right or provision.

Entire Agreement:

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and FARAWAYHOME OÜ regarding the Service and supersede all prior or contemporaneous agreements, representations, warranties, and understandings.

Assignment:

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign or transfer these Terms to any affiliate, successor, or acquirer without restriction.

No Third-Party Beneficiaries:

These Terms do not create any third-party beneficiary rights. Only you and FARAWAYHOME OÜ have rights under these Terms.

Contact Information

If you have any questions, concerns, or feedback about these Terms of Service, please contact us:

FARAWAYHOME OÜ

Tornimäe 5, 10145 Tallinn, Estonia

Tax ID: EE102783607

Company ID: 17081333

Email: hello@karat.re